It is said that people are crazy for buying a laptop of their own. Steve Jobs must be credited for this. What he has contributed to the realm of electronics will be remembered for ever. Laptops are really wonderful electronic gadgets and people of all professions have great demand for the same. A laptop with internet connection is of immense help for everyone. This is, again, the reason for its higher price, a price that most of the people cannot afford. Nevertheless, with laptop on finance, dreams come true to larger numbers of persons.Laptop on finance is offered to the people of United Kingdom, but they can go for it if they satisfy certain criteria. Laptop on finance is available only to the citizens of England, but the loan seekers cannot apply for the same unless they are over 18. The funding is dispatched directly to the bank address of the applicant by the finance providers. It is, therefore, important that the finance seekers must have a valid and active checking account. Laptop on finance is paid to the people who have a monthly earning of about £1000. The lending agencies demand a document from the loan seeker to confirm that they have been working in any factory or in an office for the last six months at least.The finance seekers can obtain laptop on finance in two categories: secured and unsecured. Laptop on finance in the secured form is offered to the people who have property like a home or a piece of land or a vehicle of the latest design or things alike, but they must be ready to place the same as a pledge. Terms and condition for this kind of finance are favorable for the loan seekers. Even then, there is a serious condition in secured form of laptop on finance. If the borrowers are not in a position to clear the loan amount within the agreed tenure, they will have to lose the property which has been placed as security. The finance providers have the right to confiscate the same. It is sure that the finance providers warn the borrowers for once or twice before taking hold of the collateral property finally.Laptop on finance in unsecured form is exempted from collateral. The homeowners and tenants and even the students can apply for the same. Interest towards this kind of finance is charged at higher rates, of course. The amount of finance that will be advanced depends on the income potentiality of the applicants and also on their repayment behavior. People with poor credit can also apply for laptop on finance.